By Kelly Funk
Fact: Photography equipment is expensive! Second fact: None of us would even dream of giving it up because of fact one. If that were the case there’d be a lot of people out there struggling through cheaper creative outlets such as bead design, chain saw carving (fine if you can get by in life with six fingers) or alpine gardening for the joys of those ever-productive six-day growing seasons. These are all quite ridiculous, which stresses the point that no sane photographer would give up his or her craft because it’s costly. This brings me to my point of protecting your investment through insurance. This can be about as confusing as trying to make sense of the cancelled TV drama Lost, which, true to its word, lost me after a season. Fortunately this article will tackle the main questions and make it easier to purchase a policy or rider that will protect your beloved gear as a beginner, seasoned vet or full-time pro.